So hire companies charge you small fortune to bring the excess on their insurance down to a reasonable level not to mention filling the hire agreement with endless caveats that you need to be mindful of.
I have been told by more than one person that a smart move is to get a hire car and then go to a third party to buy insurance. Apparently some online insurance providers will cover you for a lot less then the excess reduction fee of the hire company. Does anyone have first hand experience of this? What information is required and which suppliers did you find were good?
Finally what about break down cover? Enterprise car hire from what I recall provide some level of break down cover if you buy their excess reduction but none without it (not absolutely sure about this).